# Kentuckiana Mortgage Group Meet Kentuckiana's local mortgage brokers providing home loans in Southern Indiana, Louisville, and Lexington with the highest quality of service and competitive pricing. ## Pages - [Get Rates](https://www.kyinmortgage.com/get-rates): Get Free, Fast Quotes on Current Mortgage Rates in Southern Indiana, Louisville, KY and Lexington, KY - [First Time Loans](https://www.kyinmortgage.com/first-time-loans): There are many programs for first-time home buyers, making home ownership possible for a broad range of incomes and credit scores. At Kentuckiana Mortgage Group, before we get quickly into the lending options and programs that are right for you, we first want to understand your needs, concerns and questions, and put you at ease with the mortgage loan process. - [Cindy Senter](https://www.kyinmortgage.com/cindy-senter): Taylor is a licensed Mortgage Broker and Mortgage Processor for Kentuckiana Mortgage Group. Her years of experience in the mortgage industry have familiarized her with the end-to-end process of mortgage lending and knowledge to ensure a smooth experience for all parties. - [Tara Goettel](https://www.kyinmortgage.com/tara-goettel): Tara has over five years of experience helping guide loans from application to closing with strong attention to detail and commitment to keeping everything on track. Prior to joining Kentuckiana Mortgage Group in 2026, Tara processed loans in New Jersey - [Mike Schoonover](https://www.kyinmortgage.com/mike-schoonover): Mike has worked in the real estate industry since 2012, helping people buy and sell homes as a Realtor in Southern Indiana. To better support his clients, he expanded his expertise by obtaining his mortgage license, allowing him to guide individuals and families through both the home search and financing process. - [Get Pre-Approved](https://www.kyinmortgage.com/getpre-approved): Get Mortgage Pre-Qualification or a Pre-Approval Fast, Started Now, for Louisville or Southern Indiana Home Loans - [Resources](https://www.kyinmortgage.com/mortgageresources): Mortgage resources to help answer your mortgage questions! Get information on buying a home, refinancing your home, mortgage basics, loan types and more. - [Linda Welch](https://www.kyinmortgage.com/linda-welch): Linda Welch | Kentuckiana Mortgage Group Inc. - [Home](https://www.kyinmortgage.com/): Meet Kentuckiana’s local mortgage brokers providing home loans in Southern Indiana, Louisville, and Lexington with the highest quality of service and competitive pricing. - [Adam DeSpain](https://www.kyinmortgage.com/adam-despain): Adam works with clients throughout the entire loan process to find terms that are right for their budget and make sure all legalities are handled. Whether you’re a first-time home buyer looking to trade up or simply looking for a change, Adam will assist you in considering all your options. - [Keith Cullens](https://www.kyinmortgage.com/keith-cullens): Keith has 14 years of experience in the banking industry and 8 years specializing in mortgages. He has extensive knowledge and expertise to help guide clients through the home buying process. Contact Keith at 502-541-6408. - [Testimonials](https://www.kyinmortgage.com/testimonials): Read reviews about Kentuckiana Mortgage Group Inc. from clients and industry experts. - [Jessica Lancaster](https://www.kyinmortgage.com/jessica-lancaster): Jessica joined Kentuckiana Mortgage Group in April 2024 as a loan officer assistant and processor. She is a graduate of IU Kelley School of Business and has extensive experience in the homebuilding and mortgage industries. - [Brad Sea](https://www.kyinmortgage.com/brad-sea): Brad was born and raised in Southern Indiana and has over 15 years experience in the finance industry. Whether you are a first-time home buyer or refinancing your current home, he will provide you with the tools and knowledge you need! Contact Brad at 812-989-7555. - [About](https://www.kyinmortgage.com/about-us): Meet Your Local Mortgage Brokers Servicing All Home Loan Needs in Southern Indiana, Louisville, KY and Lexington, KY. - [Sean Clemons](https://www.kyinmortgage.com/sean-clemons): Sean always takes the time needed to make the mortgage process as comfortable and transparent as possible. Trust, honesty, and integrity make up the foundation of Sean's approach to helping each of his clients throughout the mortgage process. - [Contact](https://www.kyinmortgage.com/contact-kmg): Full service mortgage brokerage serving clients in Southern Indiana, Greater Louisville, and the surrounding areas. Phone: 812-725-0017. Address: 4510 Charlestown Rd. Suite 700 New Albany, IN 47150. - [Josh Gillespie](https://www.kyinmortgage.com/josh-gillespie): Josh joined the Kentuckiana Mortgage Group team as a licensed Mortgage Broker in February of 2020. His love of building relationships and working with numbers go hand in hand with the world of mortgage lending. It is Josh's goal to help others achieve their lifelong goals of homeownership. - [Eric Jones](https://www.kyinmortgage.com/eric-jones): Eric has 13 years of experience in the mortgage indtsury, making him an expert. He utilizes his wealth of experience and knowledge to find clients the best financing available, and make the home buying process as easy and stress free as possible. Contact Eric at 502-643-8910. - [Ryan Sea](https://www.kyinmortgage.com/ryan-sea): Taylor is a licensed Mortgage Broker and Mortgage Processor for Kentuckiana Mortgage Group. Her years of experience in the mortgage industry have familiarized her with the end-to-end process of mortgage lending and knowledge to ensure a smooth experience for all parties. - [Loan Options](https://www.kyinmortgage.com/mortgagefinancing): Home Loan Options for Southern Indiana, Louisville and Lexington - [Michael Grayson](https://www.kyinmortgage.com/michael-grayson): Taylor is a licensed Mortgage Broker and Mortgage Processor for Kentuckiana Mortgage Group. Her years of experience in the mortgage industry have familiarized her with the end-to-end process of mortgage lending and knowledge to ensure a smooth experience for all parties. - [Taylor Esposito](https://www.kyinmortgage.com/taylor-cartuyvelles): Taylor is a licensed Mortgage Broker and Mortgage Processor for Kentuckiana Mortgage Group. Her years of experience in the mortgage industry have familiarized her with the end-to-end process of mortgage lending and knowledge to ensure a smooth experience for all parties. - [Gregg Abati](https://www.kyinmortgage.com/gregg-abati): Taylor is a licensed Mortgage Broker and Mortgage Processor for Kentuckiana Mortgage Group. Her years of experience in the mortgage industry have familiarized her with the end-to-end process of mortgage lending and knowledge to ensure a smooth experience for all parties. - [Ashlee Hublar](https://www.kyinmortgage.com/ashlee-hublar): Taylor is a licensed Mortgage Broker and Mortgage Processor for Kentuckiana Mortgage Group. Her years of experience in the mortgage industry have familiarized her with the end-to-end process of mortgage lending and knowledge to ensure a smooth experience for all parties. - [Loan Options](https://www.kyinmortgage.com/mortgagefinancing-requirements): At Kentuckiana Mortgage Group, the “best home loan” is the home loan that’s in your best interest. First we need to understand your needs, preferences and budget to identify the type of mortgage that will put you comfortably and happily in the home you want. ## Blog Posts - [Demystifying DSCR Loans: The Real Estate Game-Changer You Need to Know About](https://www.kyinmortgage.com/demystifying-dscr-loans-the-real-estate-game-changer-you-need-to-know-about) - [Thinking About Refinancing Your Mortgage? Read the Fine Print First](https://www.kyinmortgage.com/thinking-about-refinancing-your-mortgage-read-the-fine-print-first) - [Your Finances Don’t Have to Be Perfect to Buy a Home](https://www.kyinmortgage.com/your-finances-dont-have-to-be-perfect-to-buy-a-home) - [Non-Traditional Mortgage Financing: Options When You Don’t Fit the “Typical” Box](https://www.kyinmortgage.com/non-traditional-mortgage-financing-options-when-you-dont-fit-the-typical-box) - [What Are Mortgage Trigger Leads (and Why You Get Spam Calls After Applying)?](https://www.kyinmortgage.com/trigger-leads-and-what-they-are) - [Getting Pre-Approved is Easier than you Think](https://www.kyinmortgage.com/getting-pre-approved-is-easier-than-you-think) - [Appraisals vs. Home Inspections, What is the Difference?](https://www.kyinmortgage.com/appraisals-vs-home-inspections-what-is-the-difference) - [FHA Loan Rules: What Buyers and Sellers Need to Know](https://www.kyinmortgage.com/fha-loan-rules-what-buyers-and-sellers-need-to-know) - [How Buy Now, Pay Later Loans Could Affect Your Mortgage](https://www.kyinmortgage.com/how-buy-now-pay-later-loans-could-affect-your-mortgage) - [USDA Now Finances Existing Manufactured Homes – What You Need to Know](https://www.kyinmortgage.com/usda-now-finances-existing-manufactured-homes-what-you-need-to-know) - [Navigating the Mortgage Process](https://www.kyinmortgage.com/navigating-the-mortgage-process) - [Mortgage Escrow 101](https://www.kyinmortgage.com/mortgage-escrow-101) - [Why a Strong Pre-Approval Letter Makes All the Difference](https://www.kyinmortgage.com/why-a-strong-pre-approval-letter-makes-all-the-difference) - [5 Quick Tips to Help Boost Your Credit Score](https://www.kyinmortgage.com/5-quick-tips-to-help-boost-your-credit-score) - [5 Common Myths About Getting a Mortage](https://www.kyinmortgage.com/5-common-myths-about-buying-a-home) - [The Top 3 Reasons Homeowners Refinance Their Home](https://www.kyinmortgage.com/the-top-3-reasons-homeowners-refinance-their-home) - [Closing Day 101: What Every Homebuyer Should Know](https://www.kyinmortgage.com/closing-day-101) - [Understanding Down Payments: A Crucial Step in Home Buying](https://www.kyinmortgage.com/understanding-down-payments-a-crucial-step-in-home-buying) - [Escrow Account Basics](https://www.kyinmortgage.com/escrow-account-basics) - [Debt-to-Income Ratio](https://www.kyinmortgage.com/debt-to-income-ratio) - [What can you do to speed up the home buying process?](https://www.kyinmortgage.com/what-can-you-do-to-speed-up-the-home-buying-process) - [Adapting to COVID-19](https://www.kyinmortgage.com/adapting-to-covid-19) - [What's included in your mortgage payment?](https://www.kyinmortgage.com/mortgage-payment-basics) - [What is a Conditional Approval?](https://www.kyinmortgage.com/conditional-approval) - [ADA Accessibility Statement](https://www.kyinmortgage.com/ada-accessibility-statement) - [Home Inspection vs Home Appraisal](https://www.kyinmortgage.com/inspection-vs-appraisal) - [Indiana Property Taxes](https://www.kyinmortgage.com/indiana-property-taxes) - [Upfront Costs of Buying a Home](https://www.kyinmortgage.com/upfront-costs) - [VA Loans](https://www.kyinmortgage.com/va-loans) - [Homeowners Insurance](https://www.kyinmortgage.com/homeowners-insurance) - [Property Taxes and Homeowners Insurance](https://www.kyinmortgage.com/taxes-homeownersinsurance) - [Condominiums](https://www.kyinmortgage.com/condominiums) - [Calculate Your Debt-To-Income Ratio](https://www.kyinmortgage.com/dti-ratio) - [Avoid These Roadblocks when Closing on Your Mortgage](https://www.kyinmortgage.com/roadblocks-closing-on-mortgage) - [Broker VS Bank](https://www.kyinmortgage.com/broker-vs-bank) - [USDA Loans](https://www.kyinmortgage.com/usda-loans) - [Down Payment Assistance](https://www.kyinmortgage.com/down-payment-assistance) - [Floyd Memorial Foundation Golf Scramble](https://www.kyinmortgage.com/floyd-memorial-foundation-golf-scramble) - [Louisville Corporate Games](https://www.kyinmortgage.com/louisville-corporate-games) - [House Hunting](https://www.kyinmortgage.com/house-hunting) - [Down Payment Options](https://www.kyinmortgage.com/down-payment-options) - [5 Reasons to Consider Refinancing](https://www.kyinmortgage.com/5-reasons-to-consider-refinancing) - [Tips for First-Time Home Buyers](https://www.kyinmortgage.com/tips-for-first-time-home-buyers) - [Mortgage Brokers vs. Direct Lenders](https://www.kyinmortgage.com/mortgage-brokers-vs-direct-lenders) - [Manufactured Homes & What You Need to Know](https://www.kyinmortgage.com/manufactured-homes-what-you-need-to-know) - [Ribbon Cutting Ceremony](https://www.kyinmortgage.com/ribbon-cutting-ceremony) - [Schuler Bauer Awards 2019](https://www.kyinmortgage.com/schuler-bauer-awards-2019) - [Mortgage Terms](https://www.kyinmortgage.com/mortgage-terms) - [Pre-Qualification vs. Pre-Approval](https://www.kyinmortgage.com/pre-qualification-vs-pre-approval)