Loan Options
Home Loan Options for Southern Indiana, Louisville, KY and Lexington, KY
At Kentuckiana Mortgage Group, the “best home loan” is the home loan that’s in your best interest. First we need to understand your needs, preferences and budget to identify the type of mortgage that will put you comfortably and happily in the home you want.
In a hurry? Our Free Estimates, Pre-Qualifications , Pre-Approvals and Processing of Loans are as fast and efficient as you’ll find among any mortgage brokers, lenders, banks, or credit unions.
There are so many different options for First Time Home Buyers. For example, The Home Possible® and HomeReady® programs by Freddie Mac and Fannie Mae allow first-time and repeat home buyers to get into a new home with as little as 3% down. Begin with the form on this page, or by calling Kentuckiana Mortgage Group at 812-725-0017.
A conventional mortgage is a home loan that isn’t guaranteed or insured by the federal government. Conventional mortgages that conform to the requirements set forth by Fannie Mae and Freddie Mac typically require down payments of at least 3%.