Getting Pre-Approved is Easier than you Think
Thinking about buying a home? One of the smartest first steps is getting preapproved. Good news: using our website, the application typically takes about 10 minutes. You’ll get a clear picture of your buying power and be ready to write a stronger offer when the right home hits the market.
Preapproval: Easier Than You Think
Our online application guides you through simple questions about your income, employment, assets, and budget. You can securely upload documents, and our team reviews your info quickly. Many buyers finish in one sitting—no long appointments or endless emails.
- Online application takes ~10 minutes
- Secure document upload
- Fast follow-up from a real loan expert
Why Sellers Love Preapproved Buyers
A preapproval letter tells the seller you’re serious and financially vetted. In a competitive market, it can be the difference between winning and losing the house.
- Stronger offers: Your letter adds confidence for the seller and listing agent.
- Faster timelines: With financing groundwork done, closing often moves smoother.
- Better planning: You shop with a realistic price range from the start.
How the 10-Minute Application Works
- Start online: Answer basic questions about income, employment, and budget.
- Upload docs: Recent pay stubs, W-2s/1099s, bank statements, and ID.
- Get preapproved: We review and issue a preapproval letter you can share with your agent.
Quick Checklist: What You’ll Need
- Last 30 days of pay stubs (or recent 1099s if self-employed)
- Last 2 months of bank statements
- Most recent W-2 (and tax returns if applicable)
- Government-issued ID
Pro Tips to Speed It Up
- Have documents saved as clear PDFs before you start.
- Know your monthly debts (car payments, student loans, credit cards).
- Avoid opening new credit lines until after you close.
Ready to Get Preapproved?
Start your secure online application now—it takes about 10 minutes.
