Escrow Account Basics
Escrow Accounts - what are they and how do they work? Listen as Eric Jones, NMLS# 428259 breaks down the basics. 🏡
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Mortgage Loan Tips and Videos
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- Apr 16, 2021
- 1 min
Debt-to-Income Ratio
Do you know your debt-to-income ratio (DTI)? Listen in as Keith Cullens, NMLS #469463 briefly explains DTI and how it may impact what...
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- Mar 12, 2021
- 1 min
Kentucky Housing Corporation - Down Payment Assistance
KMG is proud to partner with Kentucky Housing Corporation (KHC) to help create affordable housing opportunities for our clients! This...
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- Mar 12, 2021
- 1 min
How does your credit score impact the loan program you qualify for?
Did you know your credit score has an impact on the loan programs you qualify for? Ben Clark, NMLS# 1747156 explains the guidelines used...
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- Feb 4, 2021
- 1 min
What's included in your mortgage payment?
Adam DeSpain runs through the components that make up your monthly payment.
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- Jan 22, 2021
- 1 min
What is a Conditional Approval?
Listen as Haley and Taylor explain one of the most important parts of the loan process - Conditional Approval.
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- Apr 20, 2020
- 1 min
Adapting to COVID-19
The process of buying a home looks a little different these days but we have adapted to make things as smooth as possible
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- Jan 6, 2020
- 1 min
Home Inspection vs Home Appraisal
Home inspections and home appraisals are commonly confused, but they are two very
different things!
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- Jan 2, 2020
- 1 min
ADA Accessibility Statement
We are committed to providing a website that is accessible to all individuals and compliant with accessibility guidelines.
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- Dec 2, 2019
- 1 min
Indiana Property Taxes
Indiana property taxes can be confusing! Listen as Brad Sea, NMLS# 425420 runs through the basics of property taxes and tax proration.
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- Sep 30, 2019
- 1 min
Upfront Costs of Buying a Home
Saving up for a down payment is important, but there could be other costs when buying a home!
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- Sep 23, 2019
- 1 min
Private Mortgage Insurance
Do you know what your options are when it comes to private mortgage insurance? Karly Blevins NMLS# 1747188 runs through the basics of PMI...
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- Sep 16, 2019
- 1 min
VA Loans
A VA mortgage is a $0 down option available to veterans, service members and select military spouses.
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- Sep 9, 2019
- 1 min
Homeowners Insurance
With every new purchase loan, you need to set up new homeowners insurance. Find out more from Eric and Rob!
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- Aug 24, 2019
- 1 min
Property Taxes and Homeowners Insurance
What are property taxes and homeowners insurance? Adam DeSpain NMLS# 1803932 dives into the specifics of both!
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- Aug 19, 2019
- 1 min
Student Loans and Your Debt-to-Income Ratio
Did you know that student loans affect your debt-to-income ratio?
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- Jul 24, 2019
- 1 min
Calculate Your Debt-To-Income Ratio
Learn more about what goes into calculating your debt-to-income ratio.
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- Jun 14, 2019
- 2 min
Mortgage Terms
Breaking down the basics of mortgage terms and concepts.
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- Apr 15, 2019
- 1 min
Pre-Qualification vs. Pre-Approval
Keith Cullens NMLS# 469463 tells us the difference between a pre-qualification and a pre-approval and when they are most likely used!
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